This part really makes it clear how crucial that first decision is for people enrolling in Medicare.

It’s like you’re committing to a long-term plan without fully knowing how your health needs might change down the line.

The fact that switching later on can limit your options for Medigap is a huge deal.

It really emphasizes the importance of getting solid, unbiased advice right from the start, so you're not stuck with fewer choices when things change.

It's disgusting how the Private Insurance capture of the American Healthcare market isn't limited by any means to those that have to survive on our employer backed health plans, it's even got its ugly and corrupt tentacles on Medicare that most adults have paid into our entire working lives, before receiving any benefit at all.....

Thanks for sharing!